# Decentralized payment coordination inspired by CirclesUBI **URL:** https://forum.aboutcircles.com/t/decentralized-payment-coordination-inspired-by-circlesubi/683 **Category:** Uncategorized **Created:** [January 10, 2026, 9:19am UTC](https://forum.aboutcircles.com/t/decentralized-payment-coordination-inspired-by-circlesubi/683 "2026-01-10T09:19:36Z") **Posts on this page:** 1 **Showing post:** 2
### Author: ![bipedaljoe](https://avatars.discourse-cdn.com/v4/letter/b/ea5d25/32.png) [@bipedaljoe](https://forum.aboutcircles.com/u/bipedaljoe) #### Post date: [January 14, 2026, 7:18am UTC](https://forum.aboutcircles.com/t/decentralized-payment-coordination-inspired-by-circlesubi/683/2 "2026-01-14T07:18:43Z")
Correction. My doubt now over few days on path-based redistribution was ungrounded. Demurrage is single-hop. As I have pointed out before: [Redistribution in Circles only over one hop? - Circles general - Circles Forum](https://forum.aboutcircles.com/t/redistribution-in-circles-only-over-one-hop/648). It is a very important mechanism. But, path-based is network-to-node, rather than node-to-node. The latter reduces tax rate by network-size. ![p2p](https://europe1.discourse-cdn.com/flex013/uploads/aboutcircles/original/1X/3b80d0fcfbfe9058c523b91fc4cf4a2d9bed85e7.png) The coordination mechanism described was still inspired by demurrage. And should work. Technically though, the 3-phase I have described earlier, while it may be overkill, may also have benefits. The enforcement at each hop is much higher. In 3-phase, the delay fee only covers a combined attack vector between buyer and whoever causes delay (intermediary or seller). Thus my doubt on 3-phase may have been ungrounded too, but the simpler “finish-on-timeout+delay fee” 2-phase still seems to work, and it at least was inspired by considering for a few days if maybe demurrage was better… --- _[View the full topic](https://forum.aboutcircles.com/t/decentralized-payment-coordination-inspired-by-circlesubi/683)._